Great Credit Means Great Rates

Get a Credit Analysis to help you understand the likelihood of you being Approved For A Mortgage

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Great Credit Means Great Rates

Get a Credit Analysis to help you improve the likelihood of being Approved For A Mortgage

https://storage.googleapis.com/msgsndr/R7KP4s9vl29I2U887gy1/media/640d47491ac034debc4048ce.jpeg

How It Works

Our 3 Step Process


Step 1

Schedule A Consultation

This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.


Repairing your credit means removing or correcting negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.


Step 2

We Analyze Your Report

In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.


This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score. Credit Karma is a very vague score used only to get you to apply for credit cards whether you qualify or not.


Step 3

Upload Documents

More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.


Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed.

How It Works

Our 3 Step Process


Step 1

Schedule A Consultation

This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.


Repairing your credit is removing negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.


Step 2

We Analyze Your Report

In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.


This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score across the board. Credit Karma is a very vague 'vantage score'


Step 3

Dispute Negative Items

More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.


Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed. We must also simultaneously build positive credit as we remove or correct items.

"The average American pays around $6,000 a year in debt. When you improve your rates you get to keep that... 🤔"

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About Us

Welcome to X Business Solutions, where the X Factor becomes the driving force behind credit repair excellence. Our journey began with a mission to redefine the boundaries of financial success by unleashing the extraordinary potential within each individual. Just like the elusive X Factor that sets someone apart, we bring that intangible quality to our credit repair services. With unwavering dedication, innovative strategies, and a team of experts, we infuse the X Factor into every aspect of our work, propelling our clients towards unparalleled triumph and brighter horizons.

At X Business Solutions, the X Factor symbolizes our unique approach to credit repair. We go beyond the ordinary, incorporating a blend of personalized solutions and cutting-edge techniques that defy convention. Our team meticulously analyzes credit profiles, challenges inaccuracies, and empowers our clients with comprehensive financial education. The X Factor we bring amplifies their potential, rewriting their credit narratives and unlocking a realm of possibilities previously unseen. With us, clients experience the extraordinary, transforming their financial future with each step they take.

Transparency, integrity, and empathy form the bedrock of our relationships. At X Business Solutions, we celebrate every milestone achieved, knowing that the X Factor is at work. Our vision is to create a world where credit repair becomes synonymous with extraordinary triumph. Join us on this remarkable journey as we harness the power of the X Factor, rewriting the story of countless individuals, empowering them to embrace brighter futures and leave an indelible mark on their financial journey. Together, let us unveil the extraordinary potential within you.

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